5 Ways To Reduce Overspending That Frugal Expert Kristin Stones Swears By

A Dime Saved
4 min readMay 30, 2024

Do you spend too much money? It’s not just you! Most people seriously struggle with spending too much money on things they don’t need and can’t afford.

Frugal Expert Kristen Stones of Cents and Purpose helps people find ways to stop spending money on unnecessary things. Here are five ways she recommends people reduce overspending.

1. Spend With Cash

Spending with cash may feel antiquated these days, as credit and debit cards are the norm. Still, leaving the plastic at home when shopping is a surefire way to regulate your spending.

Without a card to cover any overages, you’re unable to spend what you don’t have. If you have a $100 weekly grocery budget, head to the supermarket with exactly $100 in your pocket.

Will it be a pain to tally up prices along the way? Yep. Will you spend more than $100 on groceries? Nope. It works every time.

2. Group Online Orders

Online shopping has become integral to our lives, especially since 2020. However, the convenience it offers is a gift and a curse.

There’s nothing better than placing an order for pet food on Chewy and having it magically appear on your doorstep in time for Fido’s…